This year (2020) we changed from Silver Scripts Part D – that is part of CVS Health along with the PBM Caremark…
Part D prgms have deductibles this year for the first time in years… so far year to day – even after paying a $435 deductible on our prescription meds our out of pocket cost with our new Humana Part D program is abt HALF…
Last week I picked up two Rxs for Barb and last year CVS charged us $41.00 copay for the two… this year Humana charged us $3.00 for the two.. in fact one of the two had a $0.00 Copay.
We still are patronizing the same independent pharmacy that we have been using for the last several years.
Naturopathic health іѕ оftеn neglected аѕ merely bеіng a раrt оf thе alternative medicine terminology. Mаnу people stray frоm alternative medicine bесаuѕе thеу fear thаt іt іѕ ѕоmеhоw nоt аѕ reputable аѕ conventional medicine. Wіth mаnу people discovering alternative medicine fоr thе fіrѕt tіmе, аnd tо great results, іt mау bе tіmе fоr a change іn thаt paradigm. Naturopathic medicine іѕ a medical philosophy thаt іѕ аlѕо known аѕ naturopathy. Essentially, thоѕе interested іn naturopathic health practices utilize thе improvement оf health thrоugh thе treatment оf thе bоdу аѕ a whоlе unit. Thіѕ approaches thе body’s оwn capacity tо heal itself аnd, thrоugh alternative medicine, creates a medical philosophy thаt wоuld mоvе thе bоdу tо act іn light оf difficulties. Thе bоdу wоuld mоvе tо act аnd fight a cold, fоr example, bесаuѕе оf naturopathic medicine. For the best naturopathic treatment from Neurvana Health Naturopathic Clinic, You can do visit.
In looking at the pharmacy receipts from last year… Silver Scripts only paid about 20% of the total cost of our prescriptions with the vast majority showing that Silver Scripts paid the pharmacy NOTHING… We where picking up the entire cost of the Rx.
The most recent Rxs the one that was a $3.00 copay Humana paid the pharmacy $67.00 and we paid $3.00….
This might partially explain how CVS Health is able to show that much profit.
Silver Scripts and Caremark/PBM are one of the top three in their respective categories
When open enrollment comes around in Oct…those who are traditional Medicare and have a Part D plan might wish to use this website to check out where your medications could be obtained at a lower out of pocket expense https://www.medicare.gov/plan-compare/#/?lang=en
Filed under: General Problems
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